Columbia, Ellicott City and Clarksville real estate and homes for sale in Maryland - Ana Lucia Porter, REALTOR® Ana Lucia Porter REALTOR(r) for Columbia, Ellicott City and Clarksville, Maryland real estate - NUMBER1EXPERT™ Ana Lucia Porter NUMBER1EXPERT(tm) for Columbia, Ellicott City and Clarksville, Maryland real estate
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Ana Lucia Porter, REALTOR«, real estate agents and broker for Columbia, Ellicott City and Clarksville Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)




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Ana Lucia Porter, REALTOR«, real estate agents and broker for Columbia, Ellicott City and Clarksville Maryland home listings, property and land for sale - NUMBER1EXPERT(tm) Ana Lucia Porter, REALTOR«, real estate agents and broker for Columbia, Ellicott City and Clarksville Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)
Ana Lucia Porter, REALTOR«, real estate agents and broker for Columbia, Ellicott City and Clarksville Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)

Welcome! Here You Can Find Great Information on Columbia, Ellicott City and Maryland Clarksville Real Estate
 

Looking for homes? Search everything the web has to offer, right here! Don't miss my Feature Homes. 

Need local real estate information? I've summarized much of what is important about the Columbia real estate market in this site. 

Need expert advice? No web site, large or small, can take the place of a top REALTOR. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job. 

Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR REALTOR. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together I will sell your home, for as much as the market will bear, and as quickly as possible. 

Buying and selling a home is one of the biggest events in your life. As a top Columbia REALTOR, I have the experience and track record you are looking for. Please let me help. 

- Ana Lucia Porter 



Real Estate Tips
Financing Your Home >Hybrids Offer Low Rates

In the field of home financing, "hybrid" mortgages have grown in popularity with homebuyers. With interest rates gradually rising in today's market, the hybrid mortgage product saves money, provides a period of fixed-rate security and helps buyers qualify for financing.

Hybrid mortgage loans offer a very low fixed-rate for a period of time, usually from 5 to 7 years, then revert to an adjustable rate mortgage (ARM) for the remainder of the term of the loan. The interest rate is typically lower than with a 30-year fixed-rate loan, and the borrower has the assurance that the rate will not change for a period of years. Such a loan works well for buyers who plan on reselling the home within a finite period.

Other specialty mortgages now available include an ARM loan with a provision allowing it to be converted to a fixed-rate loan when that is a practical step for the borrower. Still others offer an interest-only loan that requires payments to be made on the interest only for a specified number of years, then reverts to an amortized loan with interest and principal payments each month. Consult with an experienced mortgage professional to determine whether one of these loan products will meet your needs.

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Real Estate Trivia
Q 
What is a "jumbo mortgage"?

A 
The term "jumbo mortgage" currently refers to a mortgage loan in excess of $359,650, although the threshold amount may change as the market fluctuates.
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Ana Lucia Porter, REALTOR®, real estate agents and broker for Columbia, Ellicott City and Clarksville Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)

Ana Lucia Porter
RE/MAX 100

1200 Steuart St, #721
Baltimor
MD, 21230
Office: 410-730-6100
Blackberry - Cell: 443-286-2137
Toll Free : 877-715-3255
Fax: 410-740-8258
Email: maryland-real-estate@NUMBER1EXPERT.com
Direct email: marylandhomes@mindspring.com

Ana Lucia Porter is a highly effective REALTOR who brings 29 years of full-time real estate sales and marketing experience to help you achieve your goals. Ana Lucia holds the designation of Graduate of the Realtors Institute and the Certified Residential Specialist (CRS) In her own words: "I strive to use the most modern technology to help achieve the goals of my clients while always remembering that the human side of a residential real estate transaction is the most important."


RE/MAX Columbia, Ellicott City and Clarksville real estate and homes for sale in Columbia, Ellicott City and Clarksville Maryland

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