Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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Ana Lucia is Extremely Knowledgeable
She took the "problem" of selling the house right off of my shoulders.
Lisa Bachman, Newton, New Jersey
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Ana Lucia Porter is
one of The Top Selling Real Estate Experts™
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My Experience, Credentials, Track Record, and Awards
Ana Lucia has been a licensed real estate agent in Maryland since 1979. She is a REALTOR and holds the Graduate Realtors Institute (GRI) designation and holds the Certified Residential Specialist (CRS) designation. Ana Lucia has been associated with RE/MAX 100 since 1986 and is a member of the RE/MAX Hall of Fame. This honor is earned by continued high levels of successful sales for her Seller and Buyer clients.
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Financing Your Home >Mortgage Fears
It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!
Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.
Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.
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| Q |
What are the world's most valuable chairs?
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| A |
A pair of Chippendale chairs designed by Robert Adam sold in 1997 at Christie's, London to an anonymous buyer for $2,762,330. |
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>>>>>>> 1.4
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