The following links give you access to the homes found in the Metropolitan Regional Information Systems (MRIS), which lists most homes for sale in Maryland, Northern Virginia and the District of Columbia. This is the best Internet search tool for homes in this area. Most of the homes appear with the street address. If they do not, please contact us. We will be glad to provide the address. You can access this system in two ways . . .

Home Prospector. Will track homes that meet your criteria and notify you via E-mail of any matches as soon as they are input into the system. Best option for Buyers ready to make an offer for a home that meets their criteria. We would be glad to arrange for you to view any of the homes that might be of interest to you. Make sure that the box labeled "Save This Search" is checked. Requires you to register with your E-mail address so that the new listings can be sent to you.

Home Finder. Allows you to see at any given time what homes might meet your needs. Useful when you are first beginning to explore the market and do not need constant updates.

If you are selling a house in which you have a lot of equity, and you don't need that equity to buy a new home, an owner-financing agreement may benefit you and your buyers.

Seller financing arrangements usually involve the buyers securing the largest portion of their purchase money from a mortgage company and getting a smaller second loan from the sellers. For example, they may finance 75% from a lender, put in 15% from savings, and ask the sellers to finance the remaining amount. The terms and interest rates on seller carry-backs are negotiated on a case-by-case basis.

Sellers may be able to negotiate a note that provides a better return on their money than 1-to-5 year CD's or treasury notes. They should ensure that the note protects them to the fullest. Use common sense when considering such a loan, and verify the buyers' income, credit history, and job stability before making your final decision.

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